GreenSkyOnline: GreenSky Credit Application Review


GreenSkyOnline Loan Program

GreenSky bills themselves as a “link between contractors, their customers and banks. We bring everyone together and simplify the loan process, from application to decision/approval, to payments.

GreenSkyOnline Reviews and Payment Login

  • GreenSky, LLC currently has 304 complaints via the (i.e. BBB)
  • CreditKarma users give GreenSky a 2 out of 5
  • Yelp user reviews smack GreenSkyOnline with a 1.5 out of 5
  • give the home improvement loans from GreenSky a 3.6 out of 5

Generally speaking, GreenSky Online does not receive great reviews from what we found on Google.

Payment Login:

GreenSky Credit Application Page:

GreenSky Customer Service

  • Toll-free: (866) 936-0602
  • US Mail: GreenSky PO BOX 71215 Charlotte, NC 28272-1215
  • Email:

The GreenSky Online phone number is available Monday to Saturday from 6 am – 12 am OR Sunday: 8 am – 12 am (ET).

greensky credit requirements

Greensky Credit Requirements

  • Must be 18 years of age or older
  • Have a credit score of at least 640
  • Legal resident of the United States

GreenSky Credit minimum credit? $3,500

GreenSky Credit maximum credit? $55,000

Interest rates are fixed and customers will not be charged an application feed (general APR’s range from 4.99%-23.99%).

If you do not meet credit score requirements please check out our “Credit Cards for Fair Credit Ultimate Guide“.
GreenSky Credit Fun Facts

GreenSky is not a lender. We are a service provider and program administrator for federally insured, federal and state-chartered banks that provide consumer loans under the® Programs.

Other Personal Loan Options

Participating lenders are federally insured, federal and state-chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status.